Exquisite Credit Repair

4.0

(1) 1 review

1300
Beaumont, Texas 77705

Services

Basic Appointment

10 mins$25

Here to help all of our clients and their unique needs related to their credit score and buying power. No report is too big or too small for me. Our goal is to simply help our clients restore their credit ratings and get back on top as a consumer.
Here at Exquisite Credit Repair. We understand that financial planning for your future is scary and uncertain, especially in today's economy. But, rest assured that in we helped clients with all types of backgrounds successfully and happily restore their credit scores and purchasing hopes and dreams met and, often exceeded. We want to help make that dream become a reality for you too.
We are at the forefront of this quickly changing economy and We work closely with clients because we are fully committed to meeting and exceeding expectations. We also believe in keeping my services affordable to our clients.
Why Wait, when you can start Restoring Your Credit Now?
You can easily decide if your future includes a new home, new car, or just that new big purchase and whether you want these purchases financed at a decent rate or not. Saving and budgeting high rates because of a low credit score can prolong these decisions. Restoring your credit with with our service will have you ready within six to nine months. But, having those goals in mind now can help you achieve the buying power you'll need when it's time.

Credit Consultation & More

45 mins$55

Follow Up On Credit

10 minsFree

Tradelines Appointment

1 hrFree

Tradelines are the foundation of all credit. Boost your credit score with our verified Tradelines. 100% Guaranteed. Approved by IRS 501(c)3
IRS 501(c)3 in the Credit Industry and only selected credit companies are approved by IRS.
SERVICES MUST BE APPROVED
Any company offering credit repair and tradelines must be IRS Approved to provide the best services in the credit industry.
THE CREDIT SERVICE ACT
Any company charging a upfront or monthly fee are breaking Federal law again unless they have IRS 501

Plan 1

5 mins$250

Plan 2

5 mins$350

Easy Fix Plan

40 mins$225

Easy Fix enrollment

5 mins$125

Hard Inquiry Removal More Than 6

1 hr$400

The essential difference between a hard inquiry and a soft inquiry is whether or not you gave the lender permission to check your credit report. Generally speaking, if you let a lender scrutinize your credit report, itrsquos a hard inquiry. If a lender or bank peers into your credit report without your knowledge or permission, itrsquos a soft inquiry.
As far as your credit score is concerned, soft inquiries are harmless and will mostly go unnoticed. Hard inquiries, however, can leave a mark on your credit report, especially for anyone rapidly applying for credit in a short time span.
What Is a Soft Inquiry?
A soft inquiry happens whenever you check your credit report, or when a lender checks your credit report without your knowledge or permission.
Soft inquiries have no effect on your credit score. Lenders canrsquot even see how many soft inquiries have been made on your credit report.
Here are some examples of a soft inquiry:
bull Inquiries made by lenders to make you a ldquopre-approvedrdquo credit offer (you know, those offers that often go from mailbox to trash bin unopened).
bull Inquiries that come from employers.
bull Checking your own credit report.
bull Inquiries made by a lender whom you already have an account with. What Is a Hard Inquiry?
A hard inquiry is when a lender (1) checks your credit report and (2) has your permission to check it.
This is part of the application for a credit card, car loan, student loan or mortgage. These are the kinds of inquiries that consumers fret over, since they stay on your credit report for two years for all the world of lenders and creditors to see.
If your soon-to-be landlord checks your credit as part of the application process for renting an apartment, thatrsquos a hard inquiry, too.
Basically, any time you tell someone itrsquos OK to check your credit report, FICO counts it as a hard inquiry.
How Many Points Does a Hard Inquiry Affect Your Credit Score?
A single hard inquiry will drop your score by no more than five points. Often no points are subtracted. However, multiple hard inquiries can deplete your score by as much as 10 points each time they happen.
People with six or more recent hard inquiries are eight times as likely to file for bankruptcy than those with none. Thatrsquos way more inquiries than most of us need to find a good deal on a car loan or credit card.

Team

oshia5starlady@icloud.com

Good to know

Booking policy

Reviews

1 review

Timothy Crawford
·
Highly recommend!!! Very professional, no punches, got my business where it needed to be. What you pay here is a steal compared to many other places and she actually takes her time with client. Thank you so much!!!!!

Address

1300 Beaumont, Texas 77705

Exquisite Credit Repair

4.0

(1) 1 review

Book

1300 Beaumont, Texas 77705

Exquisite Credit Repair

Exquisite Credit Repair

Opening hours

Services

Team

Reviews

Address

Opening hours